Dodging Bullets

Oh Boy! I have been lucky this week.

Read about my car accident? Well, it was my first "not at fault" accident and did not get all the information I needed to file a claim. We were both running late for class and with all the people honking behind us, we agreed to discuss insurance later and just exchanged phone numbers.

Boy did I get yelled at from my family! I am too trusting they said. "There is no way she's going to call and give her insurance now!" Haunted by how I would come up with the money to fix my car, I waited anxiously for her to call me back. Luckily, she did. I received a call from her insurance today accepting liability.

Also today, I received an email from my sister who was told by a friend to look into the new Stimulus Package. We have been really pressed to find me good, affordable health insurance by April, when coverage ends, along with my mom's employment. Individual insurance is painstakingly expensive. And to continue our current insurance by COBRA would cost us $830/month!

Then I looked into the new Stimulus Package and read about the Subsidized Cobra Package. To get right to the happy ending, my mom qualified for the Subsidy and the government will pay for 65% of our COBRA, leaving us to pay only 35% - a very good deal when it means I can keep the same doctors, and have the confidence in knowing I have the same coverage. 35% turns out to be cheaper than individual insurance as well.

Phew. I am greatful to the power that's pulling me aside, enabling me to dodge these bullets.

Thank you Father.